Effective Date: August 21, 2026
Welcome to Empower Wealth Solutions ("Empower Wealth Solutions," "EWS," "we," "us," or "our"). These Terms & Conditions ("Terms") govern your use of the Empower Wealth Solutions website, financial education resources, consultation services, appointment scheduling services, events, and communications.
By accessing our website, submitting a form, scheduling a consultation, registering for an event, or otherwise interacting with Empower Wealth Solutions, you agree to these Terms. If you do not agree with these Terms, please do not use our website or services.
1. About Empower Wealth Solutions
Empower Wealth Solutions provides personalized financial education, financial analysis consultations, and financial strategy guidance designed to help individuals, families, and business owners better understand their financial situation and work toward their financial goals.
Our approach may include reviewing information voluntarily provided by you, identifying opportunities related to debt reduction and cash flow, establishing financial goals, and developing a personalized financial roadmap.
Our services are intended to provide clarity, education, and practical guidance based on your individual circumstances.
2. Financial Analysis and Consultation Services
Empower Wealth Solutions may provide financial analysis sessions, consultations, educational resources, workshops, and ongoing financial strategy discussions.
During a consultation, you may voluntarily provide information regarding your financial circumstances, which may include information about income, debts, mortgages, expenses, financial goals, or other relevant information.
This information may be used to help develop a personalized financial strategy or roadmap.
The initial Financial Analysis may be provided at no cost and without an obligation to purchase additional products or services unless otherwise stated at the time of the appointment.
Any paid products or services will be separately disclosed and will require your agreement before charges are incurred.
3. Financial GPS and Financial Strategies
Empower Wealth Solutions may use financial planning tools, calculations, educational methodologies, and the Financial GPS system to help illustrate potential financial strategies and timelines.
Any debt-free dates, projected savings, cash-flow improvements, wealth-building timelines, or other financial projections are estimates based on information provided and assumptions used at the time of analysis.
These projections are not guarantees of future results.
Actual results may vary based on changes in income, expenses, debt balances, interest rates, financial decisions, market conditions, personal circumstances, and other factors.
4. Educational and Informational Purpose
Empower Wealth Solutions provides financial education and consultation designed to help individuals better understand financial concepts and potential strategies.
Information provided through our website, consultations, workshops, educational materials, emails, text messages, or other communications is for educational and informational purposes.
Empower Wealth Solutions does not represent that any particular strategy is appropriate for every individual.
We do not provide legal, tax, accounting, or investment advice through general educational materials or communications. Where appropriate, you should consult a qualified professional regarding your individual circumstances.
5. Appointments and Scheduling
You may schedule a Financial Analysis, consultation, workshop, or other appointment through scheduling tools provided by or on behalf of Empower Wealth Solutions.
You agree to provide accurate and current information when scheduling an appointment.
Empower Wealth Solutions may contact you regarding an appointment you requested or scheduled, including:
If you need to cancel or reschedule an appointment, please use the scheduling options provided or contact Empower Wealth Solutions.
6. Events and Workshops
Empower Wealth Solutions may offer financial education workshops, events, webinars, or similar educational opportunities.
When you register for an event or workshop, you may receive communications reasonably related to that registration, including registration confirmations, reminders, schedule information, changes, cancellations, and other event-related information.
Additional terms may apply to specific events or programs.
7. SMS and Text Message Communications
If you separately and voluntarily opt in to receive SMS communications from Empower Wealth Solutions, you agree to receive text messages from EWS in accordance with these Terms.
Depending on your interaction with EWS, SMS messages may include:
The specific messages you receive will depend on the reason you contacted or interacted with EWS and the communications you requested or authorized.
7.1 SMS Consent
SMS consent is voluntary and is not a condition of purchasing any product or service.
Where SMS consent is requested through an Empower Wealth Solutions website form, appointment form, event registration form, lead-capture form, social media lead form, or other applicable opt-in method, the applicable form will provide a clear disclosure explaining that you are agreeing to receive SMS messages from Empower Wealth Solutions.
Where a separate SMS consent mechanism is provided, you must affirmatively opt in to receive SMS communications.
Providing a telephone number alone does not constitute SMS consent where a separate SMS opt-in is required.
7.2 Message Frequency
Message frequency varies based on your interactions with Empower Wealth Solutions.
You may receive messages related to appointments, inquiries, consultations, financial education, workshops, events, and other communications that you have requested or authorized.
7.3 Message and Data Rates
Message and data rates may apply depending on your mobile carrier and service plan.
Empower Wealth Solutions does not control or determine charges imposed by your mobile carrier.
7.4 Opting Out
You may opt out of EWS SMS communications at any time by replying: STOP to an EWS text message. After receiving an opt-out request, you may receive a confirmation message acknowledging your request. No further messages from that messaging program will be sent unless you provide a new opt-in or otherwise authorize future messaging, where permitted.
7.5 Help
For assistance with EWS SMS communications, reply: HELP to an EWS text message.
You may also contact Empower Wealth Solutions using the contact information provided on our website.
7.6 SMS Consent and Mobile Information
Empower Wealth Solutions does not sell or rent mobile telephone numbers or SMS consent information.
SMS consent and mobile information will not be shared with third parties for their own independent marketing or promotional purposes.
Empower Wealth Solutions may use trusted technology and service providers, including CRM, scheduling, communications, and SMS delivery providers, to operate our business and facilitate communications on our behalf.
These service providers process information for business purposes on behalf of Empower Wealth Solutions and are not authorized to use EWS SMS consent or mobile information for their own independent marketing purposes.
8. How Information May Be Submitted
You may voluntarily provide information to Empower Wealth Solutions through:
If someone refers you to Empower Wealth Solutions, the referral itself does not constitute consent to receive SMS communications. Where SMS consent is required, you must provide the appropriate consent directly.
9. Privacy
Your use of the Empower Wealth Solutions website and services is also subject to our Privacy Policy.
Our Privacy Policy explains how we collect, use, protect, retain, and disclose personal information, including information associated with SMS communications.
By using our website or services, you acknowledge that you have had the opportunity to review our Privacy Policy.
10. Intellectual Property
Unless otherwise stated, content appearing on the Empower Wealth Solutions website and materials provided by EWS, including text, graphics, logos, images, videos, educational materials, financial analysis materials, and proprietary methodologies, is owned by or licensed to Empower Wealth Solutions.
You may not reproduce, distribute, modify, publish, transmit, sell, or commercially exploit EWS materials without prior written permission, except where permitted by applicable law.
11. User-Submitted Information
You are responsible for providing accurate and truthful information when interacting with Empower Wealth Solutions.
By submitting information to EWS, you represent that the information you provide is accurate to the best of your knowledge and that you have the right to provide it.
You agree not to knowingly submit fraudulent, misleading, unlawful, or malicious information.
12. No Guarantee of Results
Financial outcomes vary from person to person.
Empower Wealth Solutions does not guarantee any specific:
Any examples, projections, calculations, or results discussed by EWS are provided for educational and illustrative purposes and are not guarantees of future results.
13. Third-Party Services
Empower Wealth Solutions may use third-party service providers to support our business operations, including website hosting, appointment scheduling, CRM management, SMS delivery, email communications, event registration, analytics, and related services.
These third-party services may have their own terms and privacy policies.
Empower Wealth Solutions is not responsible for the policies or practices of third-party services that we do not control.
14. Website Availability
We make reasonable efforts to maintain the availability and functionality of our website and services.
However, we do not guarantee that the website or any related service will always be available, uninterrupted, secure, or free from errors.
We may modify, suspend, or discontinue any portion of the website or services at any time.
15. Limitation of Liability
To the maximum extent permitted by applicable law, Empower Wealth Solutions and its representatives, service providers, and affiliates will not be liable for indirect, incidental, consequential, special, or punitive damages arising from or related to your use of our website, services, educational materials, consultations, or communications.
Nothing in these Terms is intended to exclude or limit liability that cannot legally be excluded or limited under applicable law.
16. Changes to These Terms
Empower Wealth Solutions may update these Terms & Conditions from time to time to reflect changes in our services, business practices, technology, or applicable legal requirements.
When changes are made, the updated version will be posted on this page with a revised effective date.
Your continued use of the website or services after updated Terms are posted constitutes acceptance of the updated Terms to the extent permitted by applicable law.
17. Governing Law
These Terms & Conditions will be governed by applicable law.
Any dispute arising from or relating to these Terms or your use of Empower Wealth Solutions services will be handled in accordance with applicable law.
18. Contact Us
If you have questions about these Terms & Conditions, our services, or our SMS communications, please contact Empower Wealth Solutions.
Empower Wealth Solutions
Website: https://empowerwealth.solutions/
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